Web Site Information – Privacy

Pittsburgh Appraisal Group

 

Welcome to our Web Site Privacy Information. This website was designed to be informational to the general public, clients and prospective clients. The following information will detail exactly what our policy is on privacy and how information obtained (if any) will or will not be used.

THE WEB SITE

What we don’t do.

1. Order Forms and E-Mails: Any information obtained via our on-line order forms will be treated as information supplied by a client, prospective client or customer. Because of obtaining this information, Pittsburgh Appraisal Group may or may not enter into a fiduciary relationship with the subsequent party, thus will be deemed as client confidentiality. This confidentiality notice also pertains to any individual who may inquire, register, pre-register, sign up or purchase any product or offer contained within this website directly through Pittsburgh Appraisal Group and or it’s principles. We treat the e-mails received in the same manner. To release, sell or otherwise give out this information would go against our business policy.

What we do.

1. Our Use of “Cookies”:
   ”Cookies” are small files of data that we send to your computer to allow us to recognize you as having access to our secure areas or a PayPal customer. If you return to the secure area of our site or the PayPal site using the same computer and browser. We send a “session cookie” to your computer if and when you log into your appraisal or PayPal account by entering your username and password. These cookies allow us to recognize you if you visit multiple pages in our site during the same session so that you don’t need to re-enter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect.PayPal also uses longer-lasting cookies to display your e-mail address on our sign-in form, so that you don’t have to retype the e-mail address each time when you log in to your PayPal account. In addition, PayPal uses cookies to process their referral program, described in Section C on the PayPal site. Our cookie files are encoded so that your e-mail address and other information can only be interpreted by This site and PayPal.
2. We also use a type of counter to track the volume of users, browser type, OS type etc. to ascertain information which helps us keep the website in top operational condition for the average user. This information obtained is generic and does not reveal a username, address, e-mail address etc. Although many website owners do harvest and sell information to 3rd parties for monetary means    WE DO NOT!

 

APPRAISERS

Gramm-Leach-Bliley Act Privacy Requirements (for the Appraiser) as of July 1,2001

1. Real Estate Appraisers and Lender Clients.
   Where an appraiser performs an assignment for a lender or financial institution (and not an individual), the appraiser will not be subject to the Final Rule’s (GLB) privacy notice requirements because the appraiser will not have a “consumer” or “customer” as defined by the (GLB). In this situation, the appraiser will not have to provide any notices. The privacy regulations permit the appraiser to disclose information that is “necessary to effect a transaction.” Privacy Policy.
2. Summary Of Requirements When Dealing With “Consumers”.
   A consumer is an individual who engages an appraiser to perform an appraisal for personal, family or household purposes. A consumer is a person with no continuing relationship with the appraiser and who obtains his or her appraisal in an isolated, one-time transaction.When a real estate appraiser deals directly with a consumer, the appraiser will be subject to certain notice requirements under the Final Rule (GLB) if the appraiser is going to disclose to third parties any nonpublic personal information collected about the consumer. In that case, the appraiser must first provide to the consumer an Initial Privacy Notice and an Opt-Out Notice.
3. Summary Of Requirements When Dealing With “Customers”.
   When an appraiser has a continuing relationship with a consumer, that consumer becomes a “customer” under the Final Rule (GLB). The Final Rule permits the appraiser to disclose information that is necessary to “necessary to effect a transaction”. If the appraiser is going to disclose to third parties any information collected about the customer outside of this exception, the appraiser must first provide an Initial Privacy Notice, an Opt-Out Notice, and an Annual Privacy Notice.

 

Please check back for any additions to this policy.
Thank You.